Should you transfer your Mortgage or Not Guide!!! So everyone wants to get a good deal and once we have a good deal, we want an even better deal and mortgages are no exception. For mortgages, have a good or excellent deal tends to be about getting as low of an interest rate for our […]

Bad Credit Guide:   If you have bad credit then this guide is for you. First thing we need to do is define what is bad credit. Bad credit is someone that has low credit score like 550 to 600 and/or if you have any messages on your credit report like bankruptcy, collections and consumer […]

The canadian economy is not doing so well right now with high unemployment rate still, non-existent GDP growth for the past couple of years, 35% tariff from our neighbor in the south and people getting laid off left right and centre not for performance issues entirely but because companies and corporations wants to save up […]

Non-Resident Mortgage Guide: Are you someone who wants to buy a property in Canada for investment purposes or for someone like your kids to live in while they stay in Canada to study or work? But you don’t live and work in Canada? Does that mean you would not be able to qualify for a […]

Business Owner/self employed Guide: Are you a business owner or a self employed individual just like me? Then this guide is for you: 1. There are 3 different approaches for each type of business and income: a). Unincorporated businesses like partnerships: A lot of unincorporated business owners like sole proprietors or partnerships  do not register […]

  First Time Home Buyer Guide: Buying your first home can be a very stressful, anxious and time consuming process and experience from house hunting, to getting financing and moving in after your closing date. But before that you will need to make sure you can complete this step as smooth and fast as possible […]